Our Company


TFC Debt Solutions endeavors to improve our clients' quality of life by providing education on the credit industry, managing programs to negotiate payment for debts, and by reducing the stress linked to dealing with creditors.

Our company's procedures have been developed by a team of professionals in the field of finance.  Our Senior Debt Consultants are highly skilled in each of their fields of expertise.  Through proven processes, we are able to negotiate the debts of our clients.  Creditors are willing to negotiate a debt with us, on behalf of our clients, with the understanding that the settled amount will be paid in a timely manner.  We are looking to make an otherwise difficult financial situation better for all parties involved.  We always maintain a very professional and cooperative relationship with the creditors in order to reach the most favorable settlement offer for our clients.  

We look to positively impact the lives of our clients.  If we can help ease the sometimes daunting task of dealing with outstanding debts, then we have succeeded in our mission.

We can help you take control of your finances today.


Our Debt Negotiation Program


Debt Negotiation and Debt Settlement are similar terms.  This process involves using a third party to negotiate your debt on your behalf. Compared with other options for dealing with debt, Reduction is extremely cost effective.  Most importantly, Reduction is a process that has been proven to work. 

If you are tired of talking to creditors, who just don't have the answers you are looking for, then we can help!  Stop letting your debt run your life.  Let one of our trained professionals help you decide what program is right for you. 


The Process

Step 1: Call or email TFC to find out if Debt Settlement is right for you. 

Step 2:  Depending on what your needs and goals are, we will work together to decide on a monthly payment that will suit you best, in order to maximize your results. 

Step 3:  After you have enrolled into the program, we will work with you to notify your creditors in an effort to facilitate the process and manage communication between both parties. 

Step 4.  After sufficient funds have accrued in your savings account, TFC will begin negotiating with your creditors one at a time.  Please be aware that the length of time to begin negotiating is determined by your monthly payment, we cannot negotiate faster than your budget will allow.   

Step 5:  Once a settlement offer has been obtained, you will be notified.  

Step 6:  After the account has been paid for the agreed upon amount, "settled," "paid," or "settled for less than full amount," will be reflected on your credit report.   


                                      

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"I was really worried I'd never get my debts paid off.  TFC gave me a savings plan that I can afford.  I'm finally able to sleep at night again.  Thank you guys!"
"With the business climate being what is, I'm just not making what I used to.  TFC is helping me get through these tough times so I can rebuild my business and be prepared for when economy comes back."
"After losing my job a few months ago I just couldn't catch up.  And with the interest and finance charges, I felt trapped.  TFC Debt Solutions is getting me back on track."